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How to Link NPCI Aadhaar Link to Bank Account Status Check? – ClearTax

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Updated on: Sep 11th, 2025
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4 min read
Checking NPCI Aadhaar linking status confirms if your Aadhaar is seeded with National Payments Corporation of India (NPCI) for Direct Benefit Transfer (DBT). 
Key Highlights:
A customer’s bank account is linked with the Aadhaar number after the customer submits documents and the bank verifies them. After the Aadhaar number is linked to the bank, the bank updates it with the NPCI mapper. Linking NPCI Aadhaar with your bank account is mandatory to receive the benefits provided under government schemes as per the recent mandate by the Reserve Bank of India. 
Connecting Aadhaar with the NPCI aims to improve the ease, security, and efficiency of digital payment transactions. By linking their Aadhaar with NPCI, individuals can use their Aadhaar number to authenticate various financial transactions.
Here is a step-by-step guide on how to link your Aadhaar number and bank account with the NPCI:
Step 1: Visit the official website of NPCI
Step 2: Click on the ‘What We Do’ option. Select ’Nach’ and click on ’FAQs’.
Step 3: Click on ‘FAQs on APBS for Customers’.
Step 4: Click on the ‘Aadhaar Seeding Process?’ question and click on the ‘Click Here to View’ option under it.
Step 5:new page will open containing the Aadhaar Seeding Form. 
Step 6: Download the form, read the instructions carefully and fill out this form. 
Step 7: Submit the form to the bank manager of the bank branch where you have an account to seed your Aadhaar number with the bank account for NPCI mapper.
Once you go through the above steps, your request will be processed. Upon successful processing, an SMS notification will be sent to you within 2-3 working days, specifying the linking status. 
The form for NPCI Aadhaar link bank account includes these details – 
Once the form is filled out, it has to be submitted to your bank. The sample form for NPCI Aadhaar link bank account is provided below:
The Aadhaar NPCI status or status of your NPCI Aadhaar linking to your bank account can be checked by following these steps: 
Step 1: Visit the official website of UIDAI
Step 2: Choose the ‘Aadhaar Services’ option under the ‘My Aadhaar’ menu. 
Step 3: Tap on ‘Bank Seeding Status’ under ‘Aadhaar Services’. 
Step 4: Log in to myAadhaar by entering your Aadhaar number and captcha code and click on the ‘Send OTP’ button.
Step 5: Enter the OTP sent to your registered mobile number to validate your identity. 
Step 6: Click on the ‘Bank Seeding Status’ tab. 
Step 7: The Aadhaar NPCI link status will be displayed on the screen.
You can also check the status by sending an SMS. Follow the steps below to check the status via SMS:
Step 1: Dial *99*99*1# from your registered mobile number.
Step 2: Enter your Aadhaar number.
Step 3: Re-enter your Aadhaar number to check if the Aadhaar number is linked with the bank account.
Aadhaar seeding in NPCI mapper is mandatory to receive benefits provided under various government schemes. Aadhaar seeding with NPCI for bank accounts facilitates convenient DBT (Direct Benefit Transfer) tracking while mitigating the risk of fraudulent activities. 
Once the Aadhaar is linked with the bank account to receive government scheme benefits, individuals should submit their written consent (NPCI Aadhaar Link Bank Account Form) to the bank. The bank will then link the Aadhaar number to the bank account in the NPCI mapper.
Here is the process to enable DBT in NPCI online:
Step 1: If you are a beneficiary of any government scheme, you do not have to register separately to enable DBT. You only need your Aadhaar number. However, if you are a service provider or agency disbursing fund, you will need to register with NPCI online and obtain a unique identifier.
Step 2: Link your Aadhaar with your bank account through your bank’s online portal, mobile app or visiting the bank branch.
Step 3: If you are disbursing funds, you will have to onboard the beneficiaries.
Step 4: After the beneficiaries are onboarded and their account is linked, the fund transfers can be initiated through the NPCI online platform. Once the fund transfer is initiated, the system will automatically verify the beneficiary’s details and credit it to their bank accounts.
National Payments Corporation of India (NPCI) mapper is the repository of Aadhaar numbers linked with a particular bank and used to route the Aadhaar-based payment transactions to the destination banks. 
With NPCI Mapper, individuals can verify the successful processing of their Aadhaar-based payments and ensure that the funds are transferred to the right bank. This verification process involves providing the UID number of the intended receiver and the IIN (Issuer Identification Number) of the bank. 
While there are advantages to linking with NPCI, you must be aware of the limitations associated with this process, which are as follows: 
Now that you know how to check NPCI Aadhaar link bank account status, you can easily ensure compliance with the RBI’s mandate of linking the two. Besides facilitating secure transactions, NPCI Aadhaar linking allows you to avail of Direct Benefit Transfers, grants easy access to government schemes and helps keep track of transactions. Therefore, it is necessary to link your Aadhaar with your bank account if you are receiving any government scheme benefits. 
Account holders can link their Aadhaar number with their bank account by visiting the official website of NPCI and downloading the form to form for NPCI Aadhaar link bank account.
You can check the status of NPCI Aadhaar-bank linking from UIDAI’s official website or by sending an SMS to *99*99*1#.
An individual has to fill out an NPCI mapping form, which is readily accessible from the NPCI’s official website, to link their Aadhaar number with their bank account. 
To fill out the Aadhaar link form, you first need to obtain it from the official website of the bank where you hold an account or by visiting its nearest branch. In this form, you need to accurately specify your bank account details and provide an Aadhaar number. Once filled, you need to attach self-attested photocopies of the supporting documents. 
In case your Aadhaar details are not mapped to NPCI, you need to visit your bank branch or contact the nodal officer of the bank branch where you hold an account. 
To find out whether your Aadhaar is linked with NPCI or not, you need to check the status of your NPCI Aadhaar linking online from the UIDAI website.
Generally, it takes around 48 hours to link your Aadhaar to your bank account with NPCI. 
To check your DBT-linked account, you need to visit the official website of UIDAI and navigate to the ‘Bank Linking Status’ tab. Following this, all you need to do is enter the OTP to verify your registered Aadhaar credentials. 
In such cases, you can visit the bank branch with consent form and ensure the bank seeds your Aadhaar with the NPCI mapper. You can also escalate it with the nodal officer in case there is a delay in the mapping process.
No, Aadhaar mapping with NPCI can be done free of cost. 
No, it is not mandatory to link your UID number with your bank account as per the new mandate of the Supreme Court. However, it is mandatory to seed accounts in case you are receiving government subsidies. 
I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more
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