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PF Balance Check 2026: 5 Ways to Check EPF Balance Online and Offline – ClearTax

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EPFO members can check their PF balance through various methods that are through EPFO portal, using UMANG app, through missed call or SMS services, or through their DigiLocker facility. However, members have to make sure that they have activated their UAN and have linked their KYC. Therefore, EPF balance check can be done both through online and offline methods. 
PF Balance Check Methods: Quick Reference Table

Before checking PF balance through online or offline methods, members should make sure to activate their Universal Account Number and have linked their KYC details. Without these, PF balance check thorugh most of the services will not be possible. 
Step 1: Download the UMANG App from the Google Play Store or Apple App Store and log in using your mobile number.
Step 2: Search for “EPFO” in the app and select “UAN Services Through Face Auth”.
Step 3: Tap on “UAN Activation” to begin the process.
Step 4: Provide your 12-digit UAN, Aadhaar number, and Aadhaar-linked mobile number.
Step 5: Click on “Send OTP”, enter the OTP received on your registered mobile number, and submit.
Step 6: Complete the live face scan using your phone camera to verify identity with the UIDAI database (camera permission required).
Step 7: Once verified, your UAN will be activated, and a temporary password will be sent to your mobile via SMS.
Step 1: Log in to the EPFO Member Portal using your UAN and password
Step 2: Go to “Manage” and navigate to “KYC” section 
Step 3: Add details for:
Step 4: Save the details and submit
Step 5: Wait for employer approval for verification
UAN activation is mandatory to access EPFO services, whereas KYC verification ensures smooth withdrawals and transfers. Without UAN activation and KYC, you cannot check PF balance, file claims, or use online facilities. 
EPFO members can use any of the following methods to check PF balance:
To check your EPF balance online, you must first activate your Universal Account Number (UAN)
Step 1: Visit the EPFO Members Passbook Portal.
Step 2: Sign in using UAN, password and Captcha.
Step 3: Enter the OTP sent to your Aadhaar-linked phone number. 
Step 4: Select the relevant Member ID.
Step 5: Click on “View Passbook”
Once the passbook is visible, there will be three different columns as follows:

You can check your EPF balance on the UMANG (Unified Mobile Application for New-age Governance) app, which also allows you to file and track claims. It is necessary to register on UMANG using your UAN-linked mobile number. 
Step 1: Download the UMANG app from the Play Store or App Store.
Step 2: Open the app, go to Services → Social Security → EPFO.
Step 3: Under ‘Employee Centric Services’, select ‘View Passbook’.
Step 4: Enter your UAN and verify using the OTP sent to your registered mobile.
Step 5: Once logged in, choose the employer account you wish to view.
Your EPF passbook with all deposits and withdrawals will be displayed, and you can download it for reference.

You can easily do EPF balance check by giving a missed call from your registered mobile by following the steps below:
Step 1: Give a missed call to 9966044425 from your registered mobile number.
Step 2: The call will disconnect automatically after two rings.
Step 3: You will receive an SMS containing your PF details (Member ID, Last Contribution, and Total Balance)
Note: Your UAN must be activated and seeded with your Bank Account, Aadhaar, or PAN for this to work.

SMS is one of the easiest methods for PF Balance Check. Follow the below steps for PF balance check through SMS:
Step 1: Send an SMS to 77382 99899 from your registered mobile number.
Step 2: The format should be “EPFOHO UAN ENG”
The last three letters indicate the preferred language you wish to receive the details. 
Replace ‘ENG’ with the code for your preferred language: HIN (Hindi), PUN (Punjabi), GUJ (Gujarati), MAR (Marathi), KAN (Kannada), TEL (Telugu), TAM (Tamil), MAL (Malayalam), or BEN (Bengali) as the facility is available in multiple languages.
Members can also check PF balance through DigiLocker by linking their EPFO account.
Step 1: Log in to the DigiLocker app or website using your mobile number or Aadhaar
Step 2: Go to “Issued Documents” or “Search Documents
Step 3: Search for “EPFO” services
Step 4: Select “Employee Provident Fund – Passbook
Step 5: Enter your UAN and verify using OTP sent to your registered mobile number
Step 6: Once verified, your EPF account gets linked and documents are fetched automatically
You do not need a registered mobile number to check PF balance everytime. PF balance check can be done even without a registered mobile number by using UAN and password on the EPFO Member Passbook Portal. Log in with your credentials to view, download or print passbook. 
Step 1: Visit the EPFO Member Passbook Portal 
Step 2: Log in using UAN and password
Step 3: Select the specific Member ID to view the passbook
Step 4: You will see the total employee and employer contributions

If you tried the methods above and saw a message like “Passbook not available for this Member ID,” you likely work for an Exempted Establishment. 
Employees working in exempted establishments or private trusts cannot check their EPF balance on the EPFO portal, as their PF contributions are managed by a company-run trust, not the EPFO. 
To know your PF balance, you must:
While the EPF is a key retirement savings tool, knowing your UAN helps track your PF account, especially during emergencies or job switches. However, in exempted setups, balance access is restricted to the employer’s trust records.
Step 1: Visit the EPFO Member Portal
Step 2: Log in using UAN, passwords and enter the captcha code displayed
Step 3: Click on the Member ID for which you want to download passbook 
Step 4: Click “Download as PDF” and save it
Step 1: Install the UMANG App on your mobile phone
Step 2: Navigate to EPFO and select “Employee Centric Services
Step 3: Click on “View Passbook” and enter your UAN
Step 4: Enter the OTP sent to your registered mobile number and verify
Step 5: Select your Member ID and download passbook
Members can also view and download their EPFO passbook from DigiLocker through the following steps:
Step 1: Navigate to “Issued Documents” in DigiLocker
Step 2: Select the EPF Passbook document
Step 3: View your balance, contributions, and interest details
Step 4: Click on Download to save the passbook as a PDF 
If you are facing issues while checking PF Balance, one of the below might be the issue.
You can transfer EPF online while changing jobs by logging into the EPFO Member Portal using your UAN. Users will require an active UAN, registered mobile number, approved e-KYC, and both employers details registered with EPFO. 
Regularly checking your EPF balance helps you track your savings, interest, and contributions, making it an essential part of financial planning. With digital services, checking your EPF balance has become quick and convenient. You can easily do it through the EPFO portal, UMANG app, missed call, or SMS, with or without a UAN.
Yes. It is possible to check your EPF balance even when the account is inoperative, provided that you are under 58 years of age and have activated your UAN(Universal Account Number).
No, you cannot check your EPF balance using your Aadhaar card. You must provide your UAN to check your EPF balance.
Yes. All EPF accounts linked to a UAN will be displayed when you log into the EPF portal. Thus, you can select the respective member ID of your previous account to check your balance.
EPF balance is updated in your passbook after 24 hours of making the contribution. Thus, you must wait for at least 24 hours of contribution to check the EPF account. 
However, if your EPF balance is not updated after two days of contribution, you should contact your HR department or file a complaint at the EPFO helpdesk.
The EPF account balance is the balance accumulated in an employee’s EPF account. It includes the monthly EPF contributions made by the employer and employee, and the yearly interest credited to the account. 

You can check your EPF balance by:
You can check your PF balance by giving a missed call to 9966044425 from your registered mobile number. After making a missed call, you will receive an SMS with your PF details.
You can retrieve your UAN from the EPFO Member Portal by selecting “Know Your UAN” and verifying your registered mobile number via OTP. After entering basic details like PF member ID, Aadhaar, or PAN, your UAN will be sent to your mobile number.
Check your salary slip. If your PF number looks different (e.g., starts with your company name like “TCS/…” or “INF/…” instead of a regional code like “DS/NHP…”), or if the slip mentions a “Company PF Trust”, you are exempted.
Give a missed call from your registered mobile number to 9966044425 or send an SMS (EPFOHO UAN) to 7738299899 to check your PF balance.
You can check your PF balance without UAN by using your registered mobile number via missed call or SMS services provided by the Employees’ Provident Fund Organisation.
Yes, you can check your PF balance using Aadhaar if it is linked to your UAN on the EPFO Member e-Sewa portal.
EPF balance is usually updated annually after interest is credited, though recent contributions may reflect periodically on the EPFO Member e-Sewa portal.
Yes, you can check your previous employer’s PF balance using your UAN on the EPFO Member e-Sewa portal, as all accounts are linked.
EPF passbook is an online statement on the EPFO Member e-Sewa portal that shows your contributions, employer share, and interest earned.
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